Stage 1
Starting a business
Register and structure your business the right way from day one.
Business, finance & MSME advisory
Finance, schemes and advisory for growing MSMEs
From starting a business to arranging finance, accessing government schemes and reviewing your business performance, we help MSMEs make better financial decisions.
Led by CA Ravi Jain, FCA, with a team of Chartered Accountants, a Chartered Engineer, and legal and banking specialists.
- 15+
- Years of experience
- 250+
- Businesses supported
- 20+
- Banks & financial institutions
- 50+
- NBFCs in our network
- ₹4500+ Cr
- Finance facilitated
Banks and NBFCs we work with
We are independent advisors, not an agent of any lender.
Logos are trademarks of their respective owners and are shown only to identify institutions we work with.
Our services
What do you need help with?
Pick the stage your business is at. Each one lists the services we offer for it.
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How it works
From first call to lender decision
A clear, four-step process, so you always know what happens next.
- 1
Tell us what you need
Take the free assessment or call us. We start by understanding your business and your requirement.
- 2
We diagnose
We review your financials, banking history and eligibility, and tell you what is realistic and what needs fixing first.
- 3
We prepare the file
CMA data, project report, projections and the document set that lenders and government portals ask for.
- 4
Lender follow-up
We present the proposal to suitable banks, NBFCs or agencies and coordinate with them until a decision.
Sanctions, interest rates and subsidies are decided by the lender or government agency.
Government schemes
All MSME government schemes, in one place
Eligibility, benefits, documents and the official portal for each scheme, in plain language. Find what fits, then let us help you apply.
Registration (Udyam)Gujarat State SchemesFinance & CreditSubsidies & IncentivesStartup & Micro LoansWomen & SC/ST EntrepreneursQuality & ManufacturingExport PromotionArtisans & Traditional TradesDelayed Payments (ODR)
Every scheme links to its official government portal. Udyam Registration is free on udyamregistration.gov.in.
CGTMSE
OpenGuarantee cover for credit facilities up to ₹10 Crores per eligible borrower (from 1 April 2025).
Pradhan Mantri MUDRA Yojana
OpenLoans up to ₹20 Lakhs under Shishu, Kishore, Tarun and Tarun Plus categories.
PMEGP
Check availabilityUp to ₹50 Lakhs for Manufacturing, up to ₹20 Lakhs for Service sector (Subsidy 15% to 35%).
Finance & business health
Raise the right finance. Know where you stand.
Need funding for your business?
We help you understand, prepare for and raise:
How healthy is your business?
Our Business Review looks at:
- Sales & Profitability
- Cash Flow
- Working Capital Cycle
- Financial Ratios
- Receivables & Inventory
- Debt Position
- Business Health Score
- Funding Requirement
CA Ravi Jain
Lead Advisor • Fellow Chartered Accountant (FCA)
15+ Years Experience • MSME Solutions
Lead Advisor
Meet CA Ravi Jain
Fellow Chartered Accountant (FCA) · 15+ years of professional experience
As Lead Advisor at MSME Solutions, CA Ravi Jain has helped the team support 250+ businesses across business setup, financial planning, project finance, consortium debt syndication and MSME advisory.
- Project finance
- Working capital
- Debt syndication
- Government schemes
- Business review
Our objective is simple: understand the business first, then find the right solution.
CAs, engineer, legal & banking
Why choose us
Why MSMEs work with us
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Our clients
Businesses we've worked with
Manufacturers, contractors and service businesses, grouped by sector.
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Knowledge centre
Practical guides for MSME owners
Plain-language explainers on bank finance, government schemes and running a healthier business.
Finance · Featured
How to Get Working Capital Finance for Your MSME (Cash Credit & Overdraft Guide)
A step-by-step practical blueprint for manufacturers, traders, and service enterprises to evaluate, calculate, and secure bank Cash Credit and Overdraft facilities without collateral traps.
7 min readRead guide
Schemes6 min read
CGTMSE Scheme Explained: Collateral-Free Bank Loans up to ₹10 Crores
How Indian MSMEs can access institutional term debt and working capital up to ₹10 Crores without pledging private residential properties or commercial real estate collateral.
Update6 min read
Section 43B(h) / 37(2)(g) & Delayed Payments: The 45-Day Payment Rule & Recovery Playbook
Statutory breakdown of the 45-day MSME payment mandate under Section 43B(h), 3x RBI bank rate penal interest clauses, and step-by-step recovery via the MSME ODR Portal.
Schemes6 min read
PMEGP Scheme Guide: Up to 35% Margin Money Subsidy for New Units
Understand PMEGP margin money subsidies (15% to 35%), project cost ceilings, eligibility criteria, and step-by-step application process through KVIC e-portal.
FAQ
Questions MSME owners ask us
Have a question that isn't here? Ask us directly.
What does MSME Solutions do?
We are a business and finance advisory firm for MSMEs. We help with working capital, term and project finance, CMA data and project reports, government schemes such as CGTMSE, PMEGP and MUDRA, and business reviews. MSME Solutions is a brand of Jash Solutions.
Do you lend money yourselves?
No. We are not a bank, NBFC or an agent of any lender. We help you prepare and present your proposal to suitable banks and NBFCs. The sanction decision, interest rate and terms are always set by the lender.
Can you guarantee a loan approval or a subsidy?
No one can honestly guarantee that. Banks, NBFCs and government agencies decide after their own appraisal. What we do is check eligibility early, fix gaps in your file and present it properly, so the lender has what it needs to decide.
Is Udyam Registration free?
Yes. Udyam Registration on the official portal, udyamregistration.gov.in, has no government fee. Most MSME schemes ask for a valid Udyam Registration, so it is usually the first step.
What documents should I keep ready for a business loan?
Usually KYC of the business and promoters, Udyam Registration, GST returns, the last two to three years of financial statements and ITRs, recent bank statements and details of existing loans. For a new project, a project report and quotations are also needed. The exact list depends on the lender and the facility.
How do I get started?
Take the free business assessment on this site, or call or WhatsApp us on +91 9898301112. We will understand your requirement first and then suggest the next step.
Have a business problem? Let's find the right solution.
Whether you're starting, funding, expanding or reviewing your business, begin with a simple assessment.