Machinery Finance
Upgrade your manufacturing edge with structured plant and equipment credit.
Equipment loans and term finance for indigenous and imported machinery with optimal tenure.
- Engineering workshops
- Textile & garment manufacturing units
- Plastics, packaging, printing, and CNC machining units
Common challenges
- High upfront capital expenditure draining business cash reserves.
- Lack of knowledge on guarantee cover and support for machinery loans (CGTMSE, Mutual Credit Guarantee Scheme, state schemes).
- Unfavorable loan tenure not matching the economic life of the machinery.
How we help
- Evaluating proforma invoices and supplier credentials.
- Structuring equipment financing with suitable moratorium and repayment tenures (up to 7-10 years).
- Mapping machines to applicable state/central technology upgradation subsidy schemes.
Our process
- 1
Vendor Review
Analyze machine specifications, quotations, and customs/duties if imported.
- 2
Financing Dossier
Prepare incremental cash flow projection generated by the new equipment.
- 3
Bank / NBFC Processing
Liaise with equipment finance divisions for competitive rates and processing fees.
Documents usually required
0 of 4 readyTick what you already have. Lenders may ask for more depending on your case.
Frequently asked questions
Can imported machinery be financed?
Yes, banks provide term loans along with Letter of Credit (LC) and Buyer’s Credit facilities for imported plant and equipment.
We do not guarantee loan sanctions or subsidy approvals. Lending and subsidy decisions are made by banks, NBFCs and government departments after their own appraisal.