SIDBI
Development institutionDevelopment finance institution for MSMEs: direct lending, refinance and scheme support.
Banking & finance network
The right lender for your business
We work with 20+ banks and financial institutions and 50+ NBFCs. We help you understand your options, prepare a strong proposal and approach the lenders that suit your business.
- 15+
- Years of experience
- 250+
- Businesses supported
- 20+
- Banks & financial institutions
- 50+
- NBFCs in our network
- ₹4500+ Cr
- Finance facilitated
Independent advice. We are an independent advisory firm, not a bank, NBFC, channel partner or agent of any lender. The institutions below are ones we work with. Sanctions, interest rates and terms are decided by each lender. Logos are trademarks of their respective owners.
Banks & institutions
Banks and financial institutions we work with
Public and private sector banks and SIDBI, for working capital, term loans, project and trade finance.
State Bank of India
Public sectorPublic sector bank with a nationwide branch network and MSME lending products.
Punjab National Bank
Public sectorPublic sector bank offering working capital, term loans and trade finance to MSMEs.
Bank of Baroda
Public sectorPublic sector bank with business banking and MSME loan products.
Canara Bank
Public sectorPublic sector bank offering MSME working capital and term loans.
Bank of India
Bank of India
Public sectorPublic sector bank with dedicated MSME lending products.
Union Bank of India
Public sectorPublic sector bank offering MSME loans across working capital and term finance.
HDFC Bank
Private sectorPrivate sector bank with business banking and MSME loan products.
Axis Bank
Private sectorPrivate sector bank offering working capital, term loans and trade finance.
ICICI Bank
Private sectorPrivate sector bank with business banking and MSME lending products.
NBFCs
NBFCs we work with
Non-banking finance companies can suit businesses that need a different product, profile fit or processing approach than a bank offers.
Bajaj Finance
L&T Finance
Tata Capital
Muthoot Fincorp
Shriram Finance
Cholamandalam Finance (Chola)
Mahindra Finance
IIFL Finance
MAS Financial Services
SMFG India Credit
InCred Finance
Kinara Capital
Capri Global Capital
Aditya Birla Capital
Poonawalla Fincorp
NeoGrowth Credit
FlexiLoans
India Shelter Finance- 50+NBFCs in our network
The list above is indicative, not exhaustive.
Choosing a lender
Bank or NBFC: which may suit you?
There is no single right answer. It depends on the product, your profile and each lender's policy. These are general tendencies, not rules.
A bank may suit when
- You need regular working capital (CC/OD) or a larger term loan
- Your financials, GST returns and banking history are in order
- You can offer security or qualify for CGTMSE cover
- Cost of borrowing is your main concern
An NBFC may suit when
- You need a specific product, such as machinery or unsecured business loans
- Your profile does not fit a bank's criteria yet
- You value a different documentation or processing approach
- You understand the cost may be higher than a bank loan
How it works
How we work with lenders for you
- 1
Understand the need
Amount, purpose, cash flows, existing loans and security available.
- 2
Shortlist lenders
Banks and NBFCs whose products and criteria suit your profile.
- 3
Prepare the proposal
CMA data, project report and documents in the format lenders expect.
- 4
Follow up to decision
We coordinate with the lender through appraisal to sanction and disbursement.
Every lender does its own appraisal. We do not guarantee sanctions, rates or timelines.
Why use our network
What you get through our network
Wider Choices
Access to 20+ banks & 50+ NBFCs
Smoother Process
Well-prepared proposals mean less back-and-forth
Compare Terms
Options across lenders to compare rates & terms
Right Fit
Right lender for your business needs
Stronger Proposals
Improved documentation & presentation
End-to-End Support
From application to disbursement
Before you apply
Helpful guides
FAQ
Questions about our network
Are you an agent or channel partner of these banks and NBFCs?
No. We are an independent advisory firm. We work with these institutions when presenting our clients' proposals, but we are not an agent, channel partner or representative of any lender.
Can you guarantee a loan sanction or a particular interest rate?
No. Every bank and NBFC does its own appraisal and decides the sanction, interest rate and terms. What we do is help you choose suitable lenders and present a complete, well-prepared proposal.
How do you decide which lender to approach?
We look at what you need the money for, the amount, your financials and banking history, the security available and each lender's products and criteria. We explain the options; the final choice is always yours.
Can I approach a bank directly instead?
Yes, always. You are free to apply to any lender yourself. Many businesses come to us for help preparing CMA data, project reports and documents, or for a second opinion on the options.
Do you work with lenders that are not listed here?
The lists on this page are indicative, not exhaustive. We work with 20+ banks and financial institutions and 50+ NBFCs.
Interest rates, fees and terms are set by each lender and change over time.
Have a business problem? Let's find the right solution.
Whether you're starting, funding, expanding or reviewing your business, begin with a simple assessment.