Financial Planning
Transform reactive accounting into proactive, forward-looking financial management.
Cash flow forecasting, capital budgeting, margin preservation, and strategic financial control for MSMEs.
- Owner-managed businesses
- Enterprises transitioning from ₹5 Cr to ₹50 Cr annual revenue
Common challenges
- Profitable on paper at year-end, but constantly struggling to pay vendors and monthly wages.
- No formal cash-flow projection, resulting in last-minute scramble for funds.
- Lack of product-level costing leading to selling loss-making product lines.
How we help
- Implementation of 13-week rolling cash flow forecasting models.
- Cost-volume-profit (CVP) analysis and contribution margin tracking by product line.
- Monthly MIS reporting structure for promoter decision-making.
Our process
- 1
Financial Diagnostic
Review cost structures, overheads, and historical margin volatility.
- 2
Budget Architecture
Build rolling operational budgets and revenue benchmarks.
- 3
Review Cadence
Conduct monthly financial review meetings with promoters.
Documents usually required
0 of 3 readyTick what you already have. Lenders may ask for more depending on your case.
Frequently asked questions
How is this different from routine accounting/bookkeeping?
Bookkeeping records historical transactions for tax compliance; financial planning looks forward to protect cash flow, solvency, and growth.
We do not guarantee loan sanctions or subsidy approvals. Lending and subsidy decisions are made by banks, NBFCs and government departments after their own appraisal.